Stop copy-pasting P&Ls into spreadsheets. Sheer Financial connects to your accounting system — QuickBooks, Xero, Sage, or flat exports — and transforms your financial data into grouped, formatted, variance-analyzed reports your board and investors actually want to read.
Every CFO knows the drill: export from your accounting system, paste into Excel, spend hours formatting. Here's what that looks like — and what it could look like instead.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | TOTAL | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Income | |||||||||||||
| 4000 Revenue | 125000 | 118400 | 142300 | 139800 | 156200 | 148900 | 132500 | 145600 | 159800 | 167300 | 172100 | 184500 | 1792400 |
| 4100 Service Revenue | 45000 | 42100 | 51200 | 48700 | 53400 | 49800 | 44200 | 52100 | 56300 | 58900 | 61200 | 64800 | 627700 |
| 4200 Other Income | 2300 | 1800 | 3100 | 2400 | 1900 | 2800 | 2100 | 1700 | 3200 | 2600 | 2900 | 3400 | 30200 |
| Total Income | 172300 | 162300 | 196600 | 190900 | 211500 | 201500 | 178800 | 199400 | 219300 | 228800 | 236200 | 252700 | 2450300 |
| Cost of Goods Sold | |||||||||||||
| 5000 COGS | 62500 | 59200 | 71150 | 69900 | 78100 | 74450 | 66250 | 72800 | 79900 | 83650 | 86050 | 92250 | 896200 |
| 5100 Labor | 31200 | 29800 | 35400 | 34100 | 38600 | 36200 | 32100 | 35800 | 39200 | 41300 | 42800 | 45600 | 442100 |
| Total COGS | 93700 | 89000 | 106550 | 104000 | 116700 | 110650 | 98350 | 108600 | 119100 | 124950 | 128850 | 137850 | 1338300 |
| Gross Profit | 78600 | 73300 | 90050 | 86900 | 94800 | 90850 | 80450 | 90800 | 100200 | 103850 | 107350 | 114850 | 1112000 |
| Expenses | |||||||||||||
| 6000 Payroll | 38500 | 38500 | 39200 | 39200 | 39200 | 41000 | 41000 | 41000 | 42500 | 42500 | 42500 | 44000 | 489100 |
| 6100 Rent | 8500 | 8500 | 8500 | 8500 | 8500 | 8500 | 8500 | 8500 | 8500 | 8500 | 8500 | 8500 | 102000 |
| 6200 Software | 4200 | 4200 | 4200 | 4800 | 4800 | 4800 | 5200 | 5200 | 5200 | 5600 | 5600 | 5600 | 59400 |
| 6300 Insurance | 3200 | 3200 | 3200 | 3200 | 3200 | 3200 | 3200 | 3200 | 3200 | 3200 | 3200 | 3200 | 38400 |
| 6400 Marketing | 6800 | 5200 | 7500 | 8200 | 9100 | 7800 | 6500 | 8900 | 10200 | 11500 | 12800 | 14200 | 108700 |
| 6500 Professional Fees | 2800 | 1500 | 4200 | 2100 | 3600 | 2900 | 1800 | 3500 | 4100 | 2800 | 5200 | 3800 | 38300 |
| 6600 Misc | 1200 | 800 | 1500 | 900 | 1100 | 1400 | 700 | 1300 | 1600 | 900 | 1800 | 1100 | 14300 |
| Total Expenses | 65200 | 61900 | 68300 | 66900 | 69500 | 69600 | 66900 | 71600 | 75300 | 75000 | 79600 | 80400 | 850200 |
| Net Income | 13400 | 11400 | 21750 | 20000 | 25300 | 21250 | 13550 | 19200 | 24900 | 28850 | 27750 | 34450 | 261800 |
Flat. No formatting. No grouping. No variance analysis. No trends. Just raw numbers dumped into a table nobody wants to present.
| Account | Q1 | Q2 | Q3 | Q4 | FY Total | % Rev | Trend | vs Budget |
|---|---|---|---|---|---|---|---|---|
| INCOME | ||||||||
| Revenue | 385,700 | 444,900 | 437,900 | 523,900 | 1,792,400 | 73.1% | +4.2% | |
| Service Revenue | 138,300 | 151,900 | 152,600 | 184,900 | 627,700 | 25.6% | +7.1% | |
| Other Income | 7,200 | 7,100 | 7,000 | 8,900 | 30,200 | 1.2% | -1.3% | |
| Total Income | 531,200 | 603,900 | 597,500 | 717,700 | 2,450,300 | 100% | +4.8% | |
| COST OF GOODS SOLD | ||||||||
| Direct Costs | (192,850) | (222,450) | (218,950) | (261,950) | (896,200) | 36.6% | +2.1% | |
| Direct Labor | (96,400) | (108,900) | (107,100) | (129,700) | (442,100) | 18.0% | +3.8% | |
| Gross Profit | 241,950 | 272,550 | 271,450 | 326,050 | 1,112,000 | 45.4% | +5.6% | |
| OPERATING EXPENSES | ||||||||
| Payroll & Benefits | (116,200) | (119,400) | (124,500) | (129,000) | (489,100) | 20.0% | +1.2% | |
| Rent | (25,500) | (25,500) | (25,500) | (25,500) | (102,000) | 4.2% | 0.0% | |
| Software & Tools | (12,600) | (14,400) | (15,600) | (16,800) | (59,400) | 2.4% | +8.5% | |
| Marketing | (19,500) | (25,100) | (25,600) | (38,500) | (108,700) | 4.4% | +12.3% | |
| Total OpEx | (195,400) | (206,000) | (213,800) | (235,000) | (850,200) | 34.7% | +3.1% | |
| Net Income | 46,550 | 66,550 | 57,650 | 91,050 | 261,800 | 10.7% | +8.4% | |
Grouped. Formatted. Variance-analyzed. Sparklines. Accounting notation. Board-ready. One click from any source.
Everything your CFO wishes QuickBooks could do — without the spreadsheet gymnastics.
Automatic account grouping with collapsible sections. Revenue, COGS, OpEx, Net Income — structured the way boards expect.
See trends at a glance. Every line item shows a 12-month trend line right in the grid. Spot anomalies before the board does.
Budget vs Actual. Year-over-Year. Period-over-Period. Color-coded so outliers jump off the page.
Export print-ready, professionally formatted PDFs. Board packets, investor updates, lender packages — done in seconds.
Proper accounting notation — parentheses for negatives, thousands separators, right-aligned numbers. The way financials are supposed to look.
QuickBooks, Xero, Sage — or upload a CSV/Excel export. Direct API connections where available. No copy-paste. Always current.
One-click connection to QuickBooks, Xero, or Sage — or upload a CSV/Excel export. Read-only access — we never modify your books.
P&L, Balance Sheet, Cash Flow, or custom. Pick your date range, comparison period, and grouping level.
Review in the interactive grid, drill into any number, then export a board-ready PDF or share a live link with your team.
If you're spending hours formatting accounting exports for stakeholders, Sheer Financial is for you.
Board decks without the pain. Monthly financials in minutes, not hours.
Serve more clients with better output. Professional reports across all your QBO accounts.
Deliver premium reporting to your clients. White-label ready.
Investor-ready financials without hiring a controller. Focus on building, not formatting.
We're onboarding pilot partners now. Connect your accounting system, get board-ready reports in minutes, and shape the product with your feedback.
Questions? Reach us at hello@sheerdata.com